After arriving in Davis, you may want to open a local account with a bank or credit union. A local account will give you access to Automated Teller Machines (ATMs) on campus and around Davis (locations) and prevent you from having to carry large amounts of cash. Also, landlords and property management companies often require a written check for paying rent on an apartment or house. This is easier to do when you have a local checking account. Please note that wire transfer fees can become very expensive at most American banks and that it takes a few days to access the funds transferred.