J-1 Exchange Visitor Scholars and Undergraduate Researchers Health Insurance
Exchange Visitors in J-1 and J-2 status are required to maintain health insurance coverage that meets U.S. Department of State requirements for their program duration as a condition of their participation in the J-1 Exchange Visitor Program.
Please note, willful non-compliance with this regulatory requirement shall be considered a violation of status, which can have serious consequences. The following table summarizes the requirements that are listed in 1(f) on page 2 of your DS-2019:
|Medical Benefit*||$100,000 per accident or illness
May include provision for co-insurance under the terms of which the exchange visitor may be required to pay up to 25 percent of the covered benefits per accident or illness
|Medical Evacuation to Home Country||$50,000|
|Repatriation of Remains||$25,000|
|Deductible||Cannot exceed $500 per accident or illness|
|Preexisting Conditions (please see coverage terms)||Cannot exclude altogether coverage for preexisting conditions although it may require a waiting period for them that is reasonable|
*Based on current medical costs, a minimum coverage of $300,000 per illness/injury is strongly recommended.
J-1 exchange visitors and any accompanying J-2 spouse and dependent(s) may be subject to the requirements of the Affordable Care Act (ACA).